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Maternity benefit consists of periodical cash payments in case of confinement or miscarriage or sickness arising out of pregnancy, confinement, premature birth of child or miscarriage, to an insured woman as certified by a duly appointed medical officer or mid wife.  


Maternity Benefit is admissible for 84 days in case of confinement and for 42 days in case of miscarriage. This benefit is also admissible for sickness arising out of pregnancy / miscarriage / confinement for a maximum period of one month additionally. The rate of this benefit is equal to or a little more than the wages i.e. double the standard benefit rate. Maternity benefit continues to be payable even in the death of an insured woman during her delivery or immediately following the date of her delivery leaving behind a child for the whole of that period and in case the child also dies, during the said period, until the death of the child.


An insured woman is eligible for maternity benefit for confinement / miscarriage, if contributions in respect of her have been paid or payable for not less than 70 days in the two immediately preceding consecutive contribution periods with reference to the Benefit Period in which the confinement took place. The minimum daily maternity benefit rate is Rs.28/- and maximum is Rs.390/- as per present rates. At present maximum amount of maternity benefit in terms cash, thus, works out to Rs.32760/-

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